Not Sure? Please Ask Us
    Not Sure? Please Ask Us

    We are here to answer your questions. Our loan helpline is open between 9-6 weekdays.

    * Loan applications are automated. They are approved and paid by an automated system 24/7.

    Frequently Asked Questions

    The questions and answers on this page are real questions that have been asked of us over the last 12 months. We have compiled them as an easy reference point.

    If you are unsure, or want to confirm anything then please use the contact us option and speak to one of our advisors.

    Pre Application Questions

    Who Are Quick Loans?
    We are an independent finance site that has no links to any other lenders. We have been operating since 2009 and handled applications worth over £100m in that time. Barnsley based, operators of some of the UKs biggest finance brands.
    Is Quick Loans Legit?
    How much can I apply for?
    How long can I have to pay it back?
    Do I need to send any paperwork?
    Can I spend the loan money on whatever I want?
    What is the APR?
    Will my application be approved?
    How will I get my money?
    How quickly can I get my money?

    Other Questions

    I received an approval, but I’ve changed my mind about taking out a loan, what should I do?

    Even if you receive an approval, you still have the right to change your mind. There is nothing that says you have to accept the approval. If you change your mind, you can opt out of the application, no questions asked. Just close your browser at any point before you click to accept the funds. 

    If you have received your cash and wish to change your mind. Please contact your lender. Each lender has a different procedure for having the funds returned. 

    Why have I been declined?
    There seems to be a problem with my Quick Loans account?
    I don’t think I can meet the repayment this month, what should I do?
    What happens if Quick Loans goes bust like Wonga?

    Fees - There is no upfront charges, ever

    I have been cold called and offered a loan by Quick Loans. I have paid an admin fee - so where is my loan?

    Unfortunately, you have been the victim of a scam. We do not and have not cold called anyone, it isn't what we do. There is however a group of people who call claiming to be "QuickLoans.co.uk" and claiming to have pre-approved people for loans - if an admin fee is paid. The first we know about it is when we receive a call from the victim asking for a refund.

    This is a common scam and we believe they are based out in India, they do it claiming to be a lot of brands, not just ours. We have seen similar complaints against Wonga and even Barclays - it isn't them and it isn't us either. The best thing you can do is to report it to Action Fraud or the FCA's helpline on 0800 111 6768.

    It's with regret that we have to inform you that it is highly unlikely you will ever receive a penny back from these people. It's been 6 years since we first heard of this and have never heard of anyone ever getting a refund.

    Is there any admin fees of any kind if I apply?

    Bad Credit Questions

    Do Quick Loans Need A Credit Check?

    No we will not perform a credit check. The FCA require all lenders to perform anti money laundering checks (ID Checks) and affordability checks. 

    I have Bad Credit, how much can I borrow
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