Quick Loans Ltd is a genuine, FCA-authorised credit broker. Criminals are using our name to defraud people. If someone has contacted you out of the blue offering a loan and asked for a payment up front, it was not us - and you should not pay them.
Representative Example: Amount of credit: £1500 for 11 months at £169.69 per month. Total repayment of £1866.59. Interest: £366.59 Interest rate: 46% pa (fixed). APR rates range from 22.3% APR to 112.5%. Credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help visit Money Helper
| Company | Quick Loans Ltd |
|---|---|
| FCA Firm Reference Number | 763132 — check us on the FCA Register |
| Companies House number | 09619094 |
| Address | Vicarage Chambers, 9 Park Square East, Leeds, LS1 2LH |
| Telephone | 0333 2100 193 |
| help@quickloans.co.uk | |
| Our only website | www.quickloans.co.uk |
Do not take our word for it. Look us up on the FCA Register using the reference number above, and ring us on the number listed there rather than any number given to you by a caller.
Our number is 0333 2100 193, charged at standard UK rates. We will never ask you to ring an 09 premium-rate number - one of the firms impersonating us uses 09131240098, which charges you by the minute to be defrauded.
No legitimate lender or broker in the UK will ask you to pay a fee before releasing a loan. If you are asked, stop and walk away - whoever is asking, and whatever name they use.
Several are close enough to ours to cause confusion. These are separate from Quick Loans Ltd and we have no connection with any of them:
| Name used | What it actually is |
|---|---|
| "Quick Loans Ltd" usingquickloansltd.co.ukquick-loanfinance.co.uk | A clone pretending to be us. The FCA has published a warning naming these sites and confirming they are not authorised and have no connection with us — read the FCA warning. |
| Quick Loans UK Ltdquickloansuk.co.uk | A separate, unauthorised firm — not us, and not a clone of us. The FCA warns it "may be providing financial services or products in the UK without our authorisation" — read the FCA warning. |
If you deal with an unauthorised firm you will not have access to the Financial Ombudsman Service, and you will not be protected by the Financial Services Compensation Scheme.
Fraudsters cold call members of the public pretending to be established lending brands like ours. In our experience the calls come from overseas call centres, most often in India, but they are routed through UK numbers - so your phone shows an ordinary UK landline or mobile. A UK number proves nothing.
They tell the victims that they have been approved for a loan.
They then convince the member of the public that they need to prove they are real by paying their first instalment upfront. They say this isn’t an admin fee! Victims are asked to make payment via a number of different methods, this part is constantly changing.
Victim pays the money and awaits a loan that never comes. Sometimes the fraudsters try to get a few quid more by asking for a transfer fee, vat etc. Eventually it dawns on the victim not to send anymore and the fraudsters stop answering the phone and disappear.
After they don't receive the money, the victim then comes to our contact us page for our phone number and starts to give us abuse, threatening to make complaints to the OFT and the FCA whilst claiming that QuickLoans have stolen their money. Sadly we see this hundreds of times per month.
Free, impartial help with money worries is available from MoneyHelper.
If you have been contacted by someone using our name and want to check, or you want to tell us about it, please get in touch. We would rather hear from you before you pay anyone than afterwards.
Telephone: 0333 2100 193
Email: help@quickloans.co.uk
or via our Contact Us page here
Always check with the lender or the broker. Go to their site directly and contact them. Sites like ours here at QuickLoans will happily spend a few minutes replying. If we can prevent one victim, that's one victim who isn't going to go on social media and post damaging comments.
No big UK lending brand will ever cold call you. We've never tried it, but we think The FCA would take a very dim view of any lender or broker that used this marketing strategy to promote genuine loans, never mind asking for upfront fees. Basically, anyone that calls you offering loan products is not who they claim to be.
You will never receive a loan from any lender or broker charging upfront fees. In our 15 years in this business, we have never witnessed a single legitimate lender asking for upfront payments and then actually paying the money.
Paying a fee won't enhance your chances of approval. Established brands like ours generate sufficient revenue through successfully arranging loans for customers. Discouraging applicants by requesting fees would incur significantly more costs for us than we would make.
If you have already paid, ring your bank straight away - don't assume the money is gone. Since October 2024, banks and building societies have had to reimburse victims of authorised push payment fraud in most cases, and this is exactly that kind of fraud. It is not automatic and it is not guaranteed, but you will not get it if you don't report it. Speed matters, so make that call before you do anything else. If you paid by card, tell them that too - different rules apply.
Report it even though the odds of catching them are poor. These operations are usually run from outside the UK, which makes arrests rare and recovery hard - we won't pretend otherwise. But Action Fraud builds a national intelligence picture from individual reports, and that is what gets numbers blocked, sites taken down and warnings published. Your report also creates a record, which can help your bank claim.
Don’t be deceived by a UK phone number displayed on your mobile; these calls all originate from overseas. The appearance of a 0207 or 0161 dialling code on your phone doesn't necessarily indicate the call's actual origin. These calls are often routed from overseas - most often India, in what we see - through UK data centres for as little as £5 a month.
The highest amount we have ever seen a victim lose was £1167. We asked them how much the loan was for, and they said £1000. At first this may seem strange, but when you realise that these fraudsters use a tactic where they convince people that unless they pay another £60, they'll not only not get the loan, but will lose everything they've paid so far. It's easy to see how desperate people can be caught up in this.
