Drive Away Same Day With Quick Car Finance
Credit For Any Car, From Any Seller
Fast Competitive Car Credit
Have you been rejected for a car loan due to a low credit rating? Do you find it difficult to obtain finance because of an imperfect financial past?
Don’t worry, you are not alone. In fact, you are one of millions of people in the UK right now struggling to get the help needed to get on the road – and we can help.
People become frustrated and disillusioned when they have been rejected for a car loan elsewhere. Still, we make it our mission to get people back on the road to recovery and back on the road to a healthier financial future with our car loan offers.
We provide a seamless and straightforward application process that makes it easy and accessible for people to apply for a loan with us.
We understand and appreciate the struggle that people face to obtain financial aid when they have a history of negative financial dealings, but we also understand how important it is for people to get back on their feet. That is why all loan applications are welcome, and all are assessed on current affordability and not just previous financial behaviour.
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Our Experience Of Car Credit
Our car finance is highly competitive, and what’s more, you will be able to apply for this finance without it making a dent in your credit file. We offer quick accessibility to small loan amounts, meaning not only will you get the money you need, you will get it in your account within minutes of being approved.
With years of experience in the loans industry, you’d be mad not to come to us for car finance. Short term cash is what we’re known for, and all repayment terms that our lenders offer are all favourable for the borrower.
The application process is painfully simple and it takes mere minutes to fill in the application form. All that is required are a few basic details and once submitted, your application will be assessed by a pool of lenders who will deliberate whether or not they wish to lend the requested amount.
It is worthwhile noting that approval rates are extremely high due to our flexible and common sense approach to lending, meaning it is highly likely that you will come away with the small cash injection that you need to get you back up and running.
Don’t struggle to get hold of finance anymore; come to us and let us help get you back on track.
Car Finance FAQs
I’m 17 and want to get finance as I’ve just passed my test. Is this allowed?
As with all loan applications you have to be aged eighteen or over. It is the law that people applying for any form of finance must be eighteen or over.
I am unemployed; will I be refused a car loan?
Not necessarily. If you have a good credit rating and/or you can prove that the loan you are applying for is affordable, and you have the money in your account to make repayments, there should be no reason why you wouldn’t be accepted for a loan.
What is PCP?
PCP stands for "Personal Contract Purchase". We recommend staying away from it. It's a very expensive way to obtain a car.
The problem with PCP is that it doesn't repay the balance outstanding. This means the outstanding balance remains quite high, and therefore the interest on that balance is also higher.
For a small amount extra each month, you can own the car at the end of the term instead of needing to pay a balloon payment.
Whether it is with us or someone else, please give this option a miss.
If I am rejected for a loan, will I be able to reapply at a later date?
Absolutely. People’s circumstances change daily and because of this the outcome of a loan application will differ too. We don’t have any limit on how many times people can apply for finance with us. We always make people aware, however, that it is never advisable to continually apply for finance.
This doesn’t look good on your credit file and could put potential lenders off in the future if it shows you are a regular borrower.