Back on Track With Quick Loans
£250 to £10,000 with an Instant Decision
Representative Example: Amount of credit: £1500 for 11 months at £169.69 per month. Total repayment of £1866.59. Interest: £366.59 Interest rate: 46% pa (fixed). APR rates range from 22.3% APR to 112.5%. Introducer not a lender. Warning: Late repayment can cause you serious money problems. For help visit Money Helper
Affordable
Money in a Hurry
Get It Fast - Loans In Minutes
Loans Between £250 and £10,000
We make it easy for borrowers to apply for the loan they want. We are here to help everybody, whether you have exceptional credit or poor credit.
Single Repayments or Instalments
Single repayment loans have become less popular over the last few years. That's why we offer multi-instalment loans for those who prefer to spread the repayments. Options range from 1 month to 3 years.
Quick Loans With No Guarantors
Our site doesn't require you to find someone to hold your hand. Guarantor loans can break up families and destroy friendships. We don't want to be part of that. Any loan you get from this site will be in your name alone.
We Will Never Charge You Fees
It's free to apply, free to get your loan; there are no upfront charges of any kind on this site. Could we be any clearer than that?
Real Decisions
We sometimes say 'instant', but 'almost instant' is probably more accurate. The average decision response is less than 65 seconds, with the maximum being under 115 seconds. These are real, full decisions. You will receive an "accepted" or "declined" decision, nothing else from us.
Keeping Loans Simple
Everything about our site is straightforward, you tell us how much you want to borrow, lenders do their checks and you will get an immediate decision. You will receive the best rate possible for your status. They will put to you the rate before you decide if you want to proceed. If you don't, close your webpage and you won't hear from us again. The decision is yours.
1 Quick Form
2 Decision
3 Get Paid
Common Questions
What is the maximum I can borrow?
The maximum amount on this site is £10,000, which is unsecured. Loans over that amount usually require some form of security. We don't offer secured loans, but if you have security to offer a lender, there are sites out there that will offer you cheaper loans than this one.
How Quick is Quick?
This is our brand name, but it also reflects what we offer. All loans available through this site are often ready to go within 15-30 minutes. The loans are all paperless. That sounds pretty fast to us.
I've been contacted by you and asked to pay a fee, help?
No, that isn't us. Please hang up on anyone who contacts you pretending to be us. We never cold call, and we will never ask for money upfront. Unfortunately, this is common in our industry. Cold callers contact random people, pretending to be calling on behalf of major brands like ours. Never pay upfront; you will always lose your money. No one in the UK charges upfront fees.
Are you in the UK?
Yes, we are based in the UK, authorised and regulated by the Financial Conduct Authority. We no longer have a lending licence and now only have permissions to broker. We plan to return to lending at some point in 2026, bringing new and exciting products to the people of the UK.
UK Customer Services
Opening Times
Our site is highly automated and works 24 hours a day, 7 days a week. Funds are often sent within 15 minutes of being approved.
If you would like to speak to our customer services then we operate the following hours:
Monday to Friday: 9am - 6pm
Saturday: Closed
Sunday: Closed
Email Us - help@quickloans.co.uk