Given a choice, most people opt for unsecured rather than secured loans. The advantages are clear: the process is quicker, approval is easier to obtain, and decisions are made instantly. In fact, over 95% of loan applications on our website are for unsecured loans of £5,000 or less.
The UK mortgage market can often seem like a maze. With affordability checks causing confusion, many find themselves paying more in rent than they would on mortgage repayments, yet they're told they can't afford a mortgage. If this describes your situation, you need to speak to us - we can help.
Credit cards are an excellent alternative to other types of credit. They offer the flexibility to make smaller repayments over an extended period, which can be particularly appealing for borrowers who frequent shops that accept cards rather than needing cash in their hand.