Keeping How We Work Easy To Understand

    Our customers don't want things to be complicated. We've slimmed down the whole process, no paperwork, just apply and get your money sent direct to your UK bank account.
    Representative Example: Amount of credit: £1500 for 11 months at £169.69 per month. Total repayment of £1866.59. Interest: £366.59 Interest rate: 46% pa (fixed). 112.5% RAPR. APR rates range from 22.3% APR to 112.5% Max APR. Any APR rate offered will be related to your circumstances. For help, go to moneyadviceservice.org.uk
    QuickLoans
    Keeping How We Work Easy To Understand

    Just 1 Small Step For You - Then We Do All The Work

    There is nothing complicated about QuickLoans. Here we breakdown the process into 4 short steps. Start to finish in 4 minutes.

    All you have to do is apply using our Quick Application Form. Completing it will take only a few minutes of your time. You won't need any documents to hand.

    Complete The Application Form

    We have tried to keep the number of questions down to an absolute minimum. The questions are very basic, we do ask some about your monthly incomings and outgoings. This is common now when apply for a loan.

    Wait For The Decision

    It takes us a maximum of 2 minutes to get you a definitive answer from all of the lenders on our panel. Everyone we work with provides a clear accepted or declined. We will do all the hard work here, no need to lift a finger.

    Receive Your Decision

    Ok, the decision is here. You will either have your application accepted or declined. If it is accepted, you'll be presented with the rates and terms of the loan. At this point you can decide whether or not you wish to continue with the offer. If you are not happy, you don't need to go any further. Close your web page and walk away.

    Get Your Cash

    So you've been accepted, you are ok with the rates and costs. Now it's about you receving your cash. As a security precaution, you will receive a text message to your phone. Return the code and you are good to go. From this point, the money is normally with you within 15 - 30 minutes.
    Keeping How We Work Easy To Understand

    Moving Forward

    Once you have the loan, you will get details on how to make the repayments. Repayments are simple and can be made either by direct debit or continuous card authority.

    Direct Debit's are usually the chosen method for borrowers who wish to take out loans with multiple repayments, often those of 6 months and over. Direct Debit's are set up with UK bank accounts and authority is given to the lender to debit funds at a certain point each month. Direct Debit's come with the "Direct Debit Guarantee" which all lenders who use the system must agree to.

    The "Continuous Card Authority" option is the preferred option for short term loans of less than three months. CCA's allow for lenders to debit your debit card at agreed times. This option doesn't come with the same protections that are attached to the Direct Debit System.

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