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Good or bad credit, instant decisions with high approval rates

Representative Example: Amount of credit: £1500 for 11 months at £169.69 per month. Total repayment of £1866.59. Interest: £366.59 Interest rate: 46% pa (fixed). APR rates range from 22.3% APR to 112.5%. Credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help visit Money Helper

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Your Information

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About Your Income

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Decision Time

We are really pleased that you have put your trust in QuickLoans to help you with your short-term finances. We are here to help, and if there is anything you need please get in touch with us via our "Contact Us" page.

Your Background

Will my application be accepted?

It's important to note that no lender can determine the loan terms before you apply. Any lender making such claims would likely face legal repercussions from the Financial Conduct Authority. All loan applications must undergo affordability checks, ensuring that loans are only issued to borrowers who can afford to repay them.

At QuickLoans, we pride ourselves on having one of the highest acceptance rates for borrowers with poor credit. We strive to arrange positive decisions for our customers every day and aim to be your go-to site when others might not be able to assist.

I still don’t know the cost of the loan, why?

Don’t worry; this is normal. We aim to present you with the cheapest APR possible, but it depends on your credit status. The actual price won't be displayed until after the checks are completed. Once the checks are finished, a price will be shown to you. If you wish to proceed, click “accept.” If you choose not to proceed, simply close your browser, and you will hear nothing more from us. Since these are only SoftChecks, none of these checks will affect your Credit Report. Whatever price you are offered, will be a real offer, all you have the do then is click "Accept Loan" and the money will be in your account.

Can I apply for a £1000 loan?

Yes, it’s very easy to do. Loans of £1000 or under are expected to be repaid within 12 months or less, labelling them as 'Short-term Loans' and subjecting them to the FCA’s price caps.

For loans exceeding £1000, you have the option to spread the repayment over several years if needed. The QuickLoans application is highly flexible, allowing you to choose the terms that suit your preferences.

Who will see my application details?

We collaborate with several lending partners, all registered with the FCA. Before providing a loan quote, they conduct soft checks, ensuring that your credit file remains unaffected. We exclusively partner with lenders we've known and trusted for years. This collaborative approach with multiple lenders enables us to offer you the most favorable terms and prices possible. Your details are not sold on to none lenders.

Time to pause?

It would be irresponsible of us not remind applicants that the main purpose of a loan is to address unexpected . It's important to note that loans shouldn’t be relied upon to solve longer-term financial issues (such as missed mortgage payments). While you may be in the process of applying with Quick Loans, it's worthwhile recognising that there are alternative options available. Several reputable debt charities provide free services, offering impartial assistance to help you improve your financial situation. If you find yourself in this situation, please pause and carefully consider your options; you almost certainly have more choices than you think.

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