Cash quickly and easily
Quick Loans are online direct lenders who can provide you with cash quickly and easily. We help people who have a bad credit history, in addition to prime credit customers. Over 80% of our customers receive an unsecured loan offer. Our site is easy to use, with only one form to fill, and forty lenders available to suit your needs. We are direct lenders, not brokers. We are not authorised to give debt advice, but we try and secure the best financial solution for individual needs. Interest rates are subject to status.
Quick Loans from multiple lenders
Quick Loans is different to other sites, which may only be able to provide you cash from one source. If one of our lenders cannot give you an offer that you are happy with, then we can arrange a loan from a different one. You are also not obliged to go through with any loan you are offered. If an offer is made to you, you may then ask your lender any questions you have about your loan. You are more likely to receive money from Quick Loans than single lender sites, as we have a safety net of forty lenders. Quick Loans is not a lender, and there is no charge for using our service. We have no involvement in the payment or repayment of any financial agreement you arrange with your lender. It is always up to you to decide whether or not you would like the loan. Once Quick Loans has set you up with a potential loan, you are perfectly entitled to opt out of the arrangement, if you are unhappy in any way. You may be in a position where an alternative to a loan would be beneficial to your needs. Debt charities, relatives, or even your current creditors could be able to help you. Make sure you have considered all the options before applying for a loan. There is no point in taking out a quick loan if you cannot make the repayments, as you will only end up with worse debt.
We understand about bad credit
In many situations, people can end up with a blemish on their credit history which they do not deserve. Anyone without a "stable income" (ie. anyone self employed) could face this problem. You may lose your job, and find that your bank closes its doors on your family, leaving you in a difficult position. We will understand if you have been given a bad credit history without fully deserving one. Some lenders discriminate without thinking, just because they hear the words "bad credit". However, we know that a lot of situations are not within your control, and can give you the loan you need.
Every customer is different
You should not be concerned about the credit check. We only perform this to assess your situation, and ability to make repayments. Obviously you will have an easier time getting a loan if your credit history is good. However, if you credit history is bad, don't think you will be excluded. Every customer is different, and a bad credit history does not necessarily mean you are not capable of making repayments. Giving your details on the Quick Loans form means you are prepared to have your information sent to authorised third parties, who will use it for the prevention of fraud. Unless you give permission, your details will not be sent to any marketing companies. Make sure to check the terms and conditions of your lender, as they may supersede the Quick Loans terms and conditions. Your agreement should not involve the Quick Loans site. Our system is designed to be transparent and upfront about any charges, before a loan is accepted. At no point should a customer be made to accept a loan without knowing the interest rates.
One form, one credit check
Getting your quick loan is quick and simple. You fill in one form requesting your loan, and are taken through one credit check. You may then be able to get your money delivered to your account the same day. A lender will be found who is most suitable for you, and your offer is arranged through them. The interest rates are also decided based on your individual needs, and credit history. The most expensive Quick Loans lender has a representative APR of %4566. Your loan will be carefully arranged to suit you. We ask that all applicants are over the age of 18, and UK residents. It is also worth considering whether or not you will be able to make repayments. If you cannot, it may be worth considering alternatives to a quick loan, such as money from friends, or debt charities.