Quick Loans is a fantastic new site that is aimed at two types of people, those who can't get conventional credit and those that want a higher return on their cash than banks, building society's and shares.

Put very simply, those with cash that want a higher return on their cash can lend their money to those that struggle to get credit from mainstream banks. Of course with the higher risks that the lender faces comes higher returns. Typically loans arranged through this site will be aimed at the shorter term payday loans sector, so risk is mitigated and yet repayments are higher than savings accounts for lenders and cheaper than payday loans companies for borrowers.

Everybody wins.