The basic idea behind Quick Loans is very very simple, we match borrowers up to lenders and specialise in the sub-prime market. We do the credit checks, we do the identity checks, the lenders and borrower decide the rates.

Subprime borrowing is the major growth sector in personal finance and with banks cutting back on the amounts they lend to people and the type of people they lend to, it creates a financial void that allows private individual investors to step into.

The main barrier that stop private investors stepping into this lucrative market is the fact that most people will not have a "Consumer Credit License" Plus most people don't have access to credit searches to check the people they are going to lejnd money too. Here at Quick Loans we will do all that on the borrowers behalf.